Sooner or later every yoga teacher is asked some version of the same question: I'm not flexible, so what is the point? The honest answer is that flexibility is a side effect, not the aim — and one of the less interesting ones.
What it is actually for.
The practice trains attention. You put the body in a shape, and then you watch it: the breath, the balance, the places that grip, the urge to come out early. Over time you get better at staying with something uncomfortable without flinching away from it. That skill does not stay on the mat.
Touching your toes is real, and it will probably happen. But a person who can fold flat and cannot sit still for two minutes has missed the practice. A stiff person who can stay steady and breathe through a hard moment has the whole of it.
So the point, plainly, is not the toes. It is the steadiness you build reaching for them — and the fact that you can take that steadiness with you when you stand up.